Capital for RUO Brands.
Built for Growth.
Funding solutions designed specifically for qualified RUO peptide businesses looking to purchase inventory, expand manufacturing, improve cash flow, launch marketing campaigns, and accelerate growth.
Finally, a capital solution designed for the RUO industry.
Many successful RUO businesses struggle to secure traditional financing despite strong revenue. Banks don't understand the category, applications get shelved, and growth stalls at exactly the wrong moment.
RUO Cap connects qualified operators with funding partners who do understand — so you can fund inventory, manufacturing, marketing, working capital, equipment, and long-term growth without the runaround.
- Inventory purchases and manufacturing expansion
- Working capital and cash flow support
- Marketing, equipment, and long-term growth
Funding made simple.
Our process is designed to make accessing business capital straightforward and transparent — from first application to funding decision.
Complete Your Application
Submit a short application with basic information about your business. We review your qualifications and identify which funding program fits your needs.
Qualification & Lender Matching
Our team matches you with the most appropriate lending partner and helps prepare your application to maximize approval potential.
Receive Your Funding Decision
Qualified businesses can receive approval quickly, with funding available in as little as 24 hours to 7 business days depending on the program.
Three ways to fund your growth.
Choose the structure that matches how you operate — from revolving credit to long-term growth capital.
Revolving Line of Credit
Up to $750,000
[Highlights]
- Funding in as little as 24 hours to 7 business days
- True revolving line of credit
- 6–24 month amortization
- Weekly or monthly payments
- No hard credit inquiry
[Typical Qualifications]
- 6+ months in business
- 600+ FICO
- $500K+ annual gross revenue
- Four months of business bank statements
- Applicant provides their own credit report
Working Capital Loan
Up to $10,000,000
[Highlights]
- Funding in as little as 24 hours to 7 business days
- 6–36 month repayment terms
- No hard credit inquiry
[Typical Qualifications]
- 6+ months in business
- No minimum FICO
- $100K+ annual gross revenue
- Four to six months business bank statements
- Applicant provides their own credit report
- Tax returns may be requested depending on the file
Business Term Loan
Up to $10,000,000
[Highlights]
- 1–3 year repayment terms
- Monthly payments
- No hard credit inquiry
[Typical Qualifications]
- 2+ years in business
- 650+ FICO
- $1M+ annual gross revenue
- Applicant provides their own credit report
- Tax returns + bank statements may be requested depending on the file
These are the general baseline qualifications our lending partners consider. Final eligibility is program-specific and determined by the participating lender.
Estimate Your Capital Access
Use the slider below to see a general funding estimate based on your annual gross revenue. Most qualify for approximately 45%+ of annual gross revenue, depending on lender review, business history, credit profile, bank statements, and overall file strength.
Annual Gross Revenue
$150,000
Estimated Capital Range
$60,000 – $75,000
This estimate is for informational purposes only and does not guarantee approval or funding amount. Final offers depend on lender underwriting, business financials, credit profile, bank statements, time in business, and program eligibility.
Why brands choose RUO Cap.
High Approval Rates
90%+ approval rate for qualified businesses.
No Hard Credit Pull
Explore funding opportunities without impacting your credit.
Fast Funding
Many qualified businesses receive funding within days.
Dedicated Support
Hands-on guidance from qualification through funding decision.
Industry Focus
Built specifically for RUO peptide companies.
Growth Capital
Fund inventory, manufacturing, marketing, expansion, and working capital.
Personalized guidance,
from application to funding.
Every client receives hands-on support at each stage of the funding process — so nothing slips through the cracks.
- Qualification Review
- Funding Strategy Consultation
- Lender Matching
- Application Preparation
- Lenders Who Understand Your Sector
- Ongoing Communication Until Funding Decision
The Capital Access Program fee is 100% refundable if your application is not approved and is separate from any fees charged by participating lending partners, including loan origination fees.
Frequently asked questions.
Ready to grow your
RUO brand?
Discover how much capital your business may qualify for — with no hard credit inquiry.
Apply Now